Are you passionate about data and looking to make a meaningful impact in the fintech world? Join our dynamic team at Mogo Finance as a Credit Risk Analyst! Reporting to the Senior Manager, Credit Risk, you will play a pivotal role in shaping our lending portfolio.
You will create and maintain performance reports, share valuable insights to support strategic decision-making, and develop innovative solutions to meet our business needs.
Your contributions will directly influence the development and implementation of risk strategies, supporting the overall risk appetite set by our forward-thinking leadership team.
The base salary for this role is : $55,000-$75,000 CAD
Accepting applications from Canadian based applicants only.
What You’ll Do :
- Assist in managing the lending portfolio.
- Create and maintain performance reports.
- Share insights to support decision-making processes.
- Develop new and adjust existing codes to fulfill business needs.
- Gather and analyze financial information to assess creditworthiness.
- Perform credit risk assessments and determine risk levels.
- Continuously monitor credit risk exposure, recommending adjustments as needed.
- Prepare and present detailed credit risk reports to senior management.
- Assist in developing and implementing risk models and strategies.
- Ensure compliance with regulatory requirements and internal policies.
- Collaborate with other departments for comprehensive risk management.
- Interact with stakeholders to gather information and provide insights on credit status.
- Stay informed about market trends and economic factors affecting the portfolio.
- Utilize advanced tools and software to enhance analysis accuracy and efficiency.
Qualifications :
- Post-secondary diploma or bachelor’s degree (Major in Finance, Data Science, Commerce, or Economics preferred).
- 2-3 years of work experience in data analysis using SQL or similar coding languages.
- Advanced experience in Microsoft Excel, including PowerPivot.
- Proficiency with Microsoft Office (Word, Outlook, PowerPoint).
- Strong proven research, analytical, problem-solving, and conceptual thinking skills.
- Knowledge of financial and credit reports, and reporting systems, processes, and controls.
- Attention to detail with a high degree of accuracy, especially working with numbers and dollars.
- Ability to take initiative proactively and work independently in a remote environment.
- Strong organizational and time management skills.
- Excellent verbal and written communication skills for effective cross-functional communication.
- Ability to prioritize and work with tight deadlines.
Preferred Qualifications :
- Experience with credit risk underwriting and adjudication.
- Experience with Snowflake and Looker.
- Experience with AI and Machine Learning.
Benefits of working with us :
- ALWAYS FULLY REMOTE WORK - Enjoy the flexibility of remote work, supported by necessary resources
- Comprehensive Health and Wellness - Access medical, dental, and vision coverage plus a Health Spending Account
- Stock Options - Have a stake in the company's success through stock options
- Flex Vacation - Benefit from paid time off, including vacation days, holidays, and personal days
- Innovative and Inclusive Culture - Engage in cutting-edge projects and be part of an inclusive workplace
- Wellbeing Programs - Access counseling services, mental health support, and additional wellness resources