FINANCIAL SALES ASSOCIATE

Company : Primerica Financial Services Position : Financial Sales Associate At Primerica , the role of a Financial Sales Associate is often focused on helping clients with their financial planning, while also participating in the company's sales activities related to various financial products.

The position combines client education, sales, and business development within the financial services industry. Key Responsibilities : 1.

Client Engagement and Consultation : Conduct financial assessments : Meet with clients to understand their financial needs, goals, and challenges, including areas like retirement planning, debt management, life insurance, and investments.

Educate clients on financial products : Provide clear, straightforward explanations of various financial products offered by Primerica, including life insurance, mutual funds, annuities, and retirement plans.

Develop financial strategies : Assist clients in creating tailored financial strategies to help them achieve their financial goals, improve financial security, and plan for the future.

2. Sales and Product Recommendation : Recommend financial solutions : Based on clients' needs, offer solutions such as term life insurance, long-term care insurance, investment products, and debt reduction strategies.

Close sales : The role involves working toward sales quotas. This requires effectively pitching financial products, addressing client concerns, and following up to close sales.

Follow-up and cross-sell : Maintain ongoing relationships with clients to ensure that their financial plans are on track and identify additional opportunities for product sales.

3. Building Client Relationships : Long-term relationship building : Establish trust with clients by providing exceptional service and regular follow-ups.

The role emphasizes creating lasting relationships, which can lead to repeat business and referrals. Ongoing financial reviews : Periodically review clients’ financial situations to ensure their plans remain relevant as their life circumstances change (e.

g., marriage, children, career changes, etc.). 4. Team Collaboration and Mentorship (Optional) : Support and collaborate with other associates : As a Financial Sales Associate, you may work alongside other sales associates or financial advisors, sharing best practices and contributing to team goals.

Opportunity to build a team : Over time, some Financial Sales Associates may transition into leadership roles, where they recruit, train, and mentor new associates, and build their own sales teams.

5. Compliance and Administrative Tasks : Complete paperwork and documentation : Ensure that all client paperwork is completed accurately, including financial assessments, insurance applications, and other required forms.

Maintain compliance : Adhere to industry regulations, Primerica’s policies, and ethical sales practices. This includes securing necessary licenses (such as insurance or securities licenses) and complying with company standards.

Track performance : Monitor your sales performance against targets and engage in ongoing professional development to improve your sales skills and financial knowledge.

Qualifications and Skills : 1. Education and Experience : A high school diploma or equivalent is typically required, though a college degree in business, finance, or related fields is a plus.

No prior financial experience is required, but having sales, customer service, or financial experience can be advantageous.

2. Licensing : Financial Sales Associates at Primerica are usually required to obtain certain licenses, such as : LLQP (required to sell insurance products).

Mutual funds Licenses for those involved in investment product sales. Primerica provides training and resources to help you obtain these licenses.

3. Skills : Sales and interpersonal skills : Ability to engage potential clients, build rapport, and close sales. The role is commission-based, so strong sales skills are essential.

Customer service : Providing excellent service to clients by helping them navigate complex financial topics and offering clear, understandable solutions.

Communication skills : The ability to explain financial concepts clearly and confidently. Self-motivation : Being a self-starter is crucial since much of the role involves lead generation, meeting sales targets, and working independently.

Problem-solving skills : The ability to analyze clients’ financial situations and recommend appropriate solutions. 4. Personality Traits : Goal-oriented : Focused on achieving personal and team sales targets.

Entrepreneurial mindset : Ability to treat your financial sales career as your own business, with the flexibility to manage your time and work schedule.

Ethical and trustworthy : Ensuring that all client interactions are conducted with honesty and integrity, prioritizing clients' best interests.

Training and Development : Primerica provides comprehensive training to new Financial Sales Associates, including product knowledge, sales techniques, and support for obtaining necessary licenses.

Ongoing professional development opportunities, including mentorship from experienced representatives and management, will help associates improve their skills and increase their earning potential.

Work Environment : Flexible hours : The role offers flexibility in terms of work hours, allowing associates to set their own schedules.

Many associates work part-time or full-time depending on their goals. Career Growth : Leadership opportunities : Successful Financial Sales Associates can advance into higher roles such as FINANCIAL PLANNER OR BRANCH MANAGER within Primerica.

Team building : There are also opportunities to build and manage your own team of Financial Sales Associates, with additional leadership incentives and rewards. Powered by JazzHR