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Senior Credit Professional

Senior Credit Professional

Pender & Howeontario, Canada
4 days ago
Job type
  • Full-time
  • Permanent
Job description

Position : Senior Credit Professional

Employment status : Full-time, Permanent, Probationary Period

Organization : An international mid-market financial services institution (confidential)

Reporting to : Manager, Credit Risk Management Department

Location : Richmond Hill

About

Our client is a global mid-market financial services provider that has expanded its operations across six continents, covering 49 countries and regions. This provider serves over nine million corporate clients, offering a comprehensive array of financial products and services. The institution has been highly ranked on several prestigious industry lists, highlighting its leadership in the financial sector and its recognition as a leading global banking brand for multiple consecutive years.

This financial provider operates under a federal charter in Canada, delivering a full spectrum of retail and corporate banking solutions. Predominantly owned by its international parent company with a minority interest held by another financial entity, it has an extensive network, including branches and specialized banking centers. It is present in key migration cities across various provinces, such as Ontario, British Columbia, Alberta, and Quebec. Its offerings in Canada include deposits, loans, settlement remittances, trade finance, and foreign exchange operations aimed at meeting the needs of both corporate and individual clients.

With robust management, state-of-the-art technology, and a diverse product portfolio, the institution is dedicated to addressing the requirements of its clients in Canada and enhancing economic and trade connections between Canada and international markets.

Key Responsibilities

  • Complete thorough, in-depth analysis of new credit requests, credit change requests, renewals, and annual reviews.
  • Perform customer credit rating reviews. Report to the Manager findings and submit required reports if needed.
  • Ensure that all credit files are complete, identify any documentation deficiencies, and report to the Manager and credit administration team as needed for timely resolution.
  • Provide technical advice or other assistance to managers if needed.
  • Review loan files to ensure compliance and maintain the Bank’s lending policies and procedures.
  • Assist with front officers on loan-related issues.
  • Complete requested reports for the Senior Management and Credit Committee on a timely basis.
  • Other duties as assigned by supervisor.

Qualifications

  • 6-10 years of credit work experience in Canadian banks, 6-10+ years of credit analysis experience in Chinese banks, and 2+ years of credit work experience in Canadian banks, preferably in sectors such as real estate, mining, energy, transportation, wholesale, or loan syndication.
  • Bachelor's degree in finance, accounting, law, or relevant areas.
  • CFA or CPA designation is preferred.
  • Able to complete work professionally with minimum instruction.
  • Great analytical skills.
  • Excellent verbal and written communication skills in English, with work proficiency. Able to communicate effectively with all levels of personnel.
  • Able to perform well under pressure.
  • Ability to communicate in English and intermediate business proficiency in Chinese / Mandarin are required.

    • Application Process

    For consideration, please apply via the "apply now" button or email a copy of your CV in confidence to :

    Michelle Moore (Consultant) –

    While we appreciate all applications, only individuals selected for interviews will be contacted.

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